Last updated: June 2026
On balance, yes. Accra in 2026 offers gross rental yields of roughly 8% to 11%, appreciation around 8% to 10% a year in prime corridors, and pricing in US dollars, set against an economy that grew 6% in 2025 with inflation near a multi-year low of 3% and a cedi that has stabilised. Demand is structural, from a 1.8 million-unit housing deficit, the diaspora and Accra’s AfCFTA role. The risks are real but manageable with good due diligence.
This is the question every prospective investor asks, so this guide pulls the whole picture together: the returns, the economy, the demand, the currency, and the risks, with 2026 figures. It is the hub for our wider library on buying from abroad, yields and taxes.
The verdict
For the right buyer, Accra is a strong market in 2026. It combines high yields, solid appreciation and hard-currency pricing with a recovering economy and structural demand. It is not risk-free, and content quality or a good market never guarantees an individual result, but the fundamentals are genuinely attractive.
| The case | What it looks like in 2026 |
|---|---|
| Rental yield | Roughly 8% to 11% gross, ahead of London and Nairobi |
| Appreciation | Around 8% to 10% a year in prime corridors |
| Currency | Prime apartments priced and let in US dollars |
| Demand | A 1.8 million-unit housing deficit, urbanisation, diaspora and corporate tenants |
| Macro | GDP grew 6% in 2025; inflation near 3%; the cedi has stabilised after a strong 2025 |
The rest of this guide takes each element in turn, and is honest about where the risks sit. Treat it as a framework, then verify the specifics for any unit you consider.
The yield case
Accra apartments yield roughly 8% to 11% gross, ahead of London at around 5% and Nairobi near 7.4%. Net long-let yields run about 5% to 7%, and a well-run short let can reach 10% to 13% net. The figures hold up because of low prime vacancy and steady demand.
For the full breakdown, see the 2026 yield breakdown and the city comparison in Accra vs London vs Nairobi.
The appreciation case
Prime Accra property has appreciated around 8% to 10% a year, with top corridors at times higher. Combined with the rental yield, that points to a strong double-digit gross total return in prime areas, before costs and tax, though no return is guaranteed.
The growth concentrates in prime corridors with limited new supply, as set out in how much Accra property has appreciated.
The macro backdrop
The economy is recovering strongly. GDP grew 6% in 2025, the fastest since 2019, with non-oil growth at 7.6%. Inflation has eased to near 3%, a multi-year low, the Bank of Ghana has cut its policy rate to 14%, and the cedi rallied strongly in 2025 before stabilising.
| Indicator | Figure | Why it matters |
|---|---|---|
| GDP growth 2025 | 6% (fastest since 2019) | A recovering, growing economy |
| Inflation | Around 3% (a multi-year low) | Real returns hold up; rates are falling |
| Remittances 2025 | About 7.8 billion dollars | Hard-currency demand for prime property |
| Housing deficit | About 1.8 million units | Demand structurally outruns supply |
This is a very different backdrop from a few years ago, and it is drawing investors back, a shift we cover in Ghana’s economic recovery and returning investors.
The structural demand
Demand is not a cyclical blip; it is structural. A housing deficit of around 1.8 million units, steady urbanisation, diaspora buying backed by 7.8 billion dollars of remittances in 2025, and Accra’s role as the AfCFTA secretariat city all keep demand for quality stock ahead of supply.
Each of these has its own dynamics, explored in the housing deficit, diaspora remittances and AfCFTA demand.
Invest in a market with the fundamentals
Imaani builds in prime Accra corridors, priced in USD, on a 100% on-time delivery record across four developments, two sold out. See the homes behind the case.
Explore the investment caseThe currency advantage
Prime apartments are priced and let in US dollars, so a diaspora buyer holds a hard-currency asset with hard-currency income. After the cedi’s strong 2025 rally, the durable advantage is this dollar alignment rather than a bet on the exchange rate, which protects both capital and yield whichever way the cedi moves.
We set out the honest version of the currency story in how the cedi works in a diaspora buyer’s favour and USD rental income and cedi volatility.
The risks, honestly
The main risks are completion risk on off-plan, the need for careful title verification, currency and macro cycles, and the simple truth that a strong market does not guarantee any individual outcome. All are manageable with a proven developer, a lawyer, a verified title and an escrow account, but they deserve weighing, not glossing.
The defences are practical and covered across our library: completion risk, title verification and avoiding scams from abroad.
How to invest well
Buy in a prime corridor, in dollars, from a developer with a delivery record; verify the title; use a lawyer and an escrow account; and choose the unit type that matches your goal, income or growth. Do that, and you capture the case while managing the risks.
If you are starting from scratch, begin with our diaspora buying guide and the due-diligence checklist.
About Imaani Homes
Imaani Homes is an Accra-based luxury real estate developer, established in 2019, building investment-grade apartments in Ghana’s most prestigious addresses. Across four developments we have delivered every project on time, with two fully sold out: JAK Royale, our debut development, and The Ivy. Alexis Residence in Tesano is over 90% sold, and our flagship Regalia, in the Airport Residential Area, is open for reservations. Our standard is simple: the right property, in the right address, delivered exactly as promised.
Frequently asked questions
Is Accra a good place to invest in real estate in 2026?
On balance, yes, for the right buyer. Accra offers gross rental yields of roughly 8% to 11%, appreciation around 8% to 10% a year in prime corridors, and pricing in US dollars, set against a recovering economy that grew 6% in 2025 with inflation near 3%. The risks are real but manageable with good due diligence.
What returns can I expect?
Combining a gross yield of 8% to 11% with appreciation of 8% to 10% a year points to a strong double-digit gross total return in prime corridors, before costs and tax. Net returns are lower, vary by unit and management, and are never guaranteed.
Why is the currency situation an advantage?
Prime Accra apartments are priced and let in US dollars, so a diaspora buyer holds a hard-currency asset with hard-currency income, insulated from cedi swings. After the cedi’s strong 2025 rally, the durable edge is this dollar alignment rather than betting on the exchange rate.
What is driving demand?
A structural housing deficit of around 1.8 million units, ongoing urbanisation, steady diaspora demand backed by 7.8 billion dollars of remittances in 2025, and Accra’s role as the AfCFTA secretariat city drawing corporate and diplomatic tenants. Demand consistently outpaces quality supply.
What are the risks?
Completion risk on off-plan, the need for careful title verification, currency and macro cycles, and the fact that content quality and a strong market do not guarantee any individual outcome. All are manageable with a proven developer, a lawyer, verified title and an escrow account, but they should be weighed honestly.
Ready to weigh it for yourself?
Tell us your budget and goals and we will show you units that fit the case, with the yield, the costs and the risks laid out plainly.
Talk to our teamImportant notice. The figures in this article, including yields, prices, costs, tax rates, and timelines, are indicative estimates based on current market conditions and public sources, and are provided for general information only. They are not guarantees, forecasts, or financial, legal, or tax advice. Actual figures vary with circumstances and change over time. Before making any decision, seek independent professional advice. All purchases are governed solely by the terms of the relevant Sales and Purchase Agreement.