Last updated: June 2026
Remittances to Ghana reached around 7.8 billion dollars in 2025, roughly 6% of GDP and more than foreign direct investment. A significant share flows into property, and because it is hard currency it largely lands in prime, dollar-priced stock, supporting demand and prices at the quality end of the market. For investors, it is a large pool of demand competing for the same prime units.
Behind Accra’s prime-property demand sits one of the largest and most stable inflows into the economy: money sent home by Ghanaians abroad. This guide explains how that flow shapes the market. It is part of the structural-demand case in is Accra a good place to invest in 2026.
The scale of the flow
Remittances to Ghana reached around 7.8 billion dollars in 2025, equivalent to roughly 6% of GDP and exceeding foreign direct investment. That makes the diaspora one of the most important sources of hard currency in the economy, and a powerful force in the property market.
A flow of that size, in dollars, does not just support consumption; a meaningful part of it is invested, and property is one of the favourite destinations.
Why it lands in prime property
Diaspora buyers tend to want quality, secure, well-located homes they can let in hard currency or use on visits. That steers their capital towards prime apartments priced in US dollars, concentrating demand at the quality end of the market rather than the bottom.
It is the same logic that runs through diaspora buying generally, which we cover in our diaspora buying guide.
A stable, structural support
Remittances have been notably resilient, and at around 6% of GDP they are a structural feature of the economy, not a one-off. That stability is part of why diaspora-driven demand is a dependable support for prime property, reinforcing the housing deficit and Accra’s AfCFTA role.
Together these forces explain why prime demand holds up across cycles, as set out in why the Accra rental market keeps performing.
On the same side as the flow
Imaani builds prime, dollar-priced apartments, exactly the stock diaspora capital competes for, on a 100% on-time delivery record. See what is available.
Explore the investment caseWhat it means for investors
It means a large, hard-currency pool of demand is competing for the same prime, dollar-priced stock you would buy, which supports both resale liquidity and rents. Owning quality in a prime corridor puts you on the same side as that flow rather than against it.
And because the demand and the pricing are both in dollars, your asset and income sit in hard currency too, the advantage we explore in USD rental income and cedi volatility.
The bigger picture
Remittances are one of three structural pillars under Accra’s prime market, alongside the housing deficit and Accra’s AfCFTA role. No single one carries the case, but together they make prime demand resilient and investor-friendly in a way few comparable markets match.
See the other pillars in the housing deficit and AfCFTA demand.
About Imaani Homes
Imaani Homes is an Accra-based luxury real estate developer, established in 2019, building investment-grade apartments in Ghana’s most prestigious addresses. Across four developments we have delivered every project on time, with two fully sold out: JAK Royale, our debut development, and The Ivy. Alexis Residence in Tesano is over 90% sold, and our flagship Regalia, in the Airport Residential Area, is open for reservations. Our standard is simple: the right property, in the right address, delivered exactly as promised.
Frequently asked questions
How much do Ghanaians abroad send home?
Remittances to Ghana reached around 7.8 billion dollars in 2025, equivalent to roughly 6% of GDP and exceeding foreign direct investment. It is one of the largest and most stable inflows into the economy.
How do remittances drive the property market?
A significant share of remittances goes into property, as the diaspora buys homes for family, for investment and for eventual return. Because this money is in hard currency, much of it lands in prime, dollar-priced stock, which supports demand and prices at the quality end of the market.
Why does diaspora money go to prime property?
Diaspora buyers tend to want quality, secure, well-located homes they can let in hard currency or use on visits. That steers their capital towards prime apartments priced in US dollars, rather than the lower end of the market, concentrating demand where investors also operate.
Is the remittance flow stable?
It has been notably resilient, and at around 6% of GDP it is a structural feature of the economy rather than a one-off. That stability is part of why diaspora-driven demand is a dependable support for prime property.
What does this mean for an investor?
It means there is a large, hard-currency pool of demand competing for the same prime, dollar-priced stock you would buy, which supports both resale liquidity and rents. Owning quality in a prime corridor puts you on the same side as that flow.
Investing alongside the diaspora?
Tell us your budget and goals and we will show you prime, dollar-priced units with the demand and liquidity that diaspora capital supports.
Talk to our teamImportant notice. The figures in this article, including yields, prices, costs, tax rates, and timelines, are indicative estimates based on current market conditions and public sources, and are provided for general information only. They are not guarantees, forecasts, or financial, legal, or tax advice. Actual figures vary with circumstances and change over time. Before making any decision, seek independent professional advice. All purchases are governed solely by the terms of the relevant Sales and Purchase Agreement.